ERP for Chain Hasana — Interest-Free Banking
Shariah-compliant account structures, profit-sharing, and multi-branch reconciliation built for interest-free banking and microfinance networks.
Profit & Loss Sharing Accounts
Mudarabah and Musharakah-style account structures with profit-ratio calculation instead of fixed interest.
Qard-e-Hasan (Interest-Free Loan) Tracking
Disbursement and repayment tracking for interest-free loans, with no interest accrual logic anywhere in the ledger.
Shariah-Compliant Contract Management
Support for Murabaha, Ijara, and other Shariah-compliant financing contract structures.
Branch-Wise Ledger & Reconciliation
Consolidated reconciliation across every branch, with per-branch ledgers rolling up to head office.
Zakat Calculation & Reporting
Automated zakat calculation on eligible balances, with reporting ready for disbursement.
Customer KYC & Compliance Documentation
Member and customer onboarding with KYC documentation and audit-ready compliance records.
Running an interest-free banking or microfinance network?
We'll map these modules against your branch network, contract types, and Shariah advisory requirements.
Contact us